Liability Insurance is the Minimum Coverage for Drivers
The cheapest insurance you can buy is liability insurance that protects both yourself and others in the event of an accident.
Bodily injury is the first part of required liability coverage and it covers a variety of health and legal expenses that occur when you are at fault in an accident.
Property damage coverage will cover repair and replacement for damage done to vehicles, homes and buildings that you are responsible for.
The minimum coverage amounts vary from state to state and may not cover all expenses in a large accident. While getting the cheapest possible insurance can be appealing, it is always worth it to consider getting a little more liability coverage.
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